We handle your Insurance Claim, so you don’t have to!
We execute – You get paid!
If you’re a homeowner, business owner, or contractor, your greatest asset is your mind. Your second greatest asset is Elite Resolutions as your advocate!
There’s no one else in Florida to trust with getting your property back to pre-loss condition!
Something that makes roof or pipe leaks so frustrating is that they harm your belongings and force you to deal with the restorations. An aspect that arises in these scenarios is the issue of submitting a water damage claim and getting coverage for the losses. But don’t worry to fret about that – we’re here to win for you!
Your property getting damaged by a flood has got to be one of life’s most challenging situations. Restoring your property and belongings from a flood situation can be a prolonged and arduous process. But of course, you wish to get your life back to normal and resolve this matter promptly. In order to do that, you need to be rightfully compensated.
Just the idea of a hurricane striking your local area is frightening and anxiety-inducing by default. But when the hurricane damages your property, the full situation becomes significantly more stressful. In certain cases, the damages are not too severe, but in others, the usability of the property is significantly compromised. Allow us assist you resolve this issue!
Unfortunately, natural disasters happen. Having to deal with the aftermath of a hail storm can leave you speechless, wondering: “What the hail?” On top of hailstones significantly damaging your property, hail damage claims can add more stress to the situation as they are not always easy to file or settle. Don’t worry – we’ve got your back.
Being a home or business owner is all fun and games until you’re faced with some big challenges that come with that. One of the dangers you probably don’t think about until you’re forced to is fire damage. And we can all agree that having your property damaged by fire is one of the scariest things you can face. Luckily, we’re here to help!
76 years of combined experience
When it comes down to insurance claims, you need an expert who can manage the intricacies of the process and stand for your rights. That is where we in. With years of combined expertise in the industry, our team of claim adjusters is dedicated to working tirelessly on your behalf to obtain you the settlement you are entitled to – promptly! We treat your claim as if it’s ours, and we’ll be with you throughout of the way. Our extensive knowledge and experience make us the perfect partner for your claims process to assist you achieve the compensation you’re entitled to.
“If you’re a homeowner, business owner, or contractor, your greatest asset is your mind. Your second greatest asset is Elite Resolutions as your advocate!”
Our Proven Process
The Elite Difference
We represent your best interests and will negotiate for the maximum compensation needed in order to get your damages repaired.
Our proven way we provide our service or product to our customers. We do it every time and produce the same result in 3 major steps.
We are professional public adjuster who represent your interest settling your property damage insurance claims
Reviews and Testimonials
Elite Resolutions Client
Elite Resolutions Client
Elite Resolutions Client
These are just some of our satisfied property owners
from previous years of cooperation
Camden Development Inc
Pinnacle Property Management Cushman and Wakefield
Why do I need my own adjuster?
- Get a 500x higher settlement
- Receive your coverage ASAP
- Leave the negotiations to the pros
- Experience a stress-free claims process
- Restore your property in record time
- Have a whole team of experts in your corner
Numerous public adjusters profess to be on your side in the fight for your insurance coverage, but Elite Resolutions has the figures to back that up. Simply take a glimpse at our clients’ case studies and see how you can gain from working with us! We can assist you secure a substantially higher settlement or move from a denied claim to maximum coverage.
1. What is a public adjuster?
A public adjuster is a licensed insurance adjuster that represents the policyholder (the homeowner, building owner, etc.) in an insurance claim process. A public adjuster is not the same as a company adjuster or an independent adjuster.
2. What is the difference between a public, company, and independent adjuster?
- A public adjuster works on behalf of the public that hired them in a claims process.
- A company adjuster is a salaried employee of an insurance company that represents the company that pays them.
- An independent adjuster is an independent contractor (hence the term) that is hired by an insurance company to gather data for the company adjuster.
So, public adjusters work for the public, while both company and independent adjusters work for insurance companies.
3. How can a public adjuster help me?
Every insurance policy contains provisions that you need to abide by – like immediately documenting the loss, submitting the claim, providing an estimate to the insurance company, following up with the insurance company, etc. There is a high likelihood that you don’t know or have forgotten about these provisions.
A public adjuster takes care of all of these things for you, including gathering the necessary documentation, presenting the claim properly and in a timely manner, following up with the company, and ultimately guides you through the claims process. On top of those services, a public adjuster will most often get you more money because of their experience.
4. What is the difference between submitting a claim myself and hiring a public adjuster?
The difference is simple – a public adjuster is a licensed, trained, and experienced professional that specializes in insurance claims. They are experts in reading policies and negotiating with insurance companies.
You can file an insurance claim yourself, but the outcome will depend on your ability to do the job of a public adjuster. About 99% of the time, by hiring a public adjuster, you will end up with 50% to 500% more.
5. Is it the same to hire a PA vs. getting a roofer or contractor to help with my claim?
No, it is not the same to hire a public adjuster vs. a roofer or contractor to help with your claim. The basic difference is in what public adjusters are licensed to do. Only two categories of people are legally allowed to negotiate claims, talk about the policy, deadlines, statutes, and handle all the other facets of an insurance claim process – public adjusters and attorneys.
A contractor or a roofer is limited only to the estimate. A contractor or roofer cannot deal with coverage or additional living expenses, they cannot file disputes, etc. A contractor or roofer cannot help you if you are having trouble even contacting the insurance company and pushing them in the right direction. Hiring a contractor or roofer can be beneficial and is often advisable, but they are limited only to the estimate.
6. What is the difference between hiring an attorney and a PA?
Public adjusters and attorneys have similar legal authorization regarding insurance claims. However, the difference is in their role in the process. You can consider public adjusters the first line of defense. They are there from the beginning, documenting the claim, putting the estimate together, presenting the claim, following up, and generally being with you through the entire process.
If a public adjuster is unable to get an insurance company to pay the claim, then there are times to use an attorney, as many public adjusters will do. Yet, the main practical difference between a public adjuster and an attorney is the length of time it takes to settle a claim – if it gets to litigations, with attorneys the process can last between a year and two; with a public adjuster, the process to settle a claim takes between 1 to 4 months.
7. How much will it cost to hire a public adjuster?
The cost of hiring a public adjuster differs from state to state. Some states have limitations while others do not. More importantly, public adjusters are usually not paid a flat fee but work on contingency.
For example, the fee to hire a public adjuster in Florida is up to 20% of the claim. If a natural disaster happens, the fee is limited to 10%. In Texas, the fee is 10% of the entire value of the claim. This also means that public adjusters are financially motivated to get you as much money as possible and expediently complete the claims process.
8. How long does a claim represented by a public adjuster usually take?
A claim represented by a public adjuster usually takes between 1 to 3 or 4 months to settle. Insurance companies have a set amount of time to investigate a claim, typically 90 days. The public adjuster’s role is to expedite the process. If a public adjuster cannot settle your claim within that time period, then the assistance of an attorney may be required.
9. Where can I find my policy/claim number?
You can find your policy/claim number for your insurance on the Declarations Page, which is usually the first page of your insurance policy. The Declarations Page also contains the policy period, agent’s information, mortgage company information, and coverage limits, along with your deductibles.
10. What items should I provide to my PA in order to make my insurance claim go smoothly?
The public adjuster needs:
- A full copy of your policy;
- The Declarations Page (if you are unable to provide a full copy of your insurance policy);
- Any invoices or receipts of repairs done that are related to the loss;
- Any photos or videos that you have that prove the event took place.
Need more Information?
Please send us an email and we will respond as soon as possible.
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of all claims in 2018 was property damage
$ is economic toll from Texas winter storm
of loses was from severe thunderstorms in 2019
major hail storms only in 2019