Blog
What are the negatives for using a public adjuster?
What are the negatives for using a public adjuster? While public adjusters can offer valuable assistance to policyholders during the insurance claims process, there are potential drawbacks to consider: 1. Fees Public adjusters typically work on a contingency fee basis, meaning they take a percentage of the claim payout. Depending on the fee structure, this…
Continue Reading What are the negatives for using a public adjuster?
Can Homeowners Insurance Drop You After a Claim?
Can Homeowners Insurance Drop You After a Claim? Yes, homeowners insurance companies can choose not to renew a policy after a claim has been filed, effectively “dropping” the homeowner. Here’s a closer look at the reasons and scenarios where this might happen: 1. Frequency of Claims If a homeowner files multiple claims in a short…
Continue Reading Can Homeowners Insurance Drop You After a Claim?
Are Public Adjusters Legitimate?
Are Public Adjusters Legitimate? Yes, public adjusters are legitimate professionals who are licensed and regulated by state insurance commissions. Their primary role is to assist policyholders in preparing, filing, and maximizing insurance claims, especially when those claims are substantial or complicated. However, as with any profession, the level of service, competence, and ethics can vary…
Can Insurance Adjusters Deny Claims?
Can Insurance Adjusters Deny Claims? Yes, insurance adjusters can deny claims. Their decisions are based on the specific terms and conditions of the insurance policy, as well as the circumstances surrounding the claim. Here’s a closer look at some common reasons why an insurance adjuster might deny a claim: 1. Coverage Issues The claim might…
When Should You Hire a Public Adjuster?
When Should You Hire a Public Adjuster? Deciding when to hire a public adjuster depends on the specifics of your insurance claim and your comfort level with managing the claim process. Here are some scenarios in which you might consider hiring a public adjuster: 1. Large or Complex Losses If you’ve experienced a major loss,…
Hiring a Contractor vs. a Public Adjuster: What You Need to Know
Hiring a Contractor vs. a Public Adjuster: What You Need to Know Yes, you can hire a contractor instead of a public adjuster, but it’s essential to understand the distinct roles each plays in the insurance claims process. 1. Role of a Public Adjuster Representation: Public adjusters represent the policyholder’s interests in an insurance claim.…
Continue Reading Hiring a Contractor vs. a Public Adjuster: What You Need to Know
What Not to Say to a Home Insurance Adjuster
What Not to Say to a Home Insurance Adjuster When dealing with a home insurance adjuster, it’s essential to be cautious about what you say to ensure you don’t inadvertently harm your claim. Here are some things you should avoid saying: 1. Admissions of Fault Avoid making statements that suggest you were at fault or…
Continue Reading What Not to Say to a Home Insurance Adjuster
How to Address a Low Insurance Offer: A Step-by-Step Guide
If you believe your insurance offer is too low, there are several steps you can take to address the situation and seek a fair settlement. Here’s a comprehensive guide to help you navigate the process: 1. Review Your Policy Before taking any action, thoroughly review your insurance policy to understand your coverages, limits, deductibles, and…
Continue Reading How to Address a Low Insurance Offer: A Step-by-Step Guide
How Long Does an Insurance Adjuster Have to Respond to a Claim?
When it comes to filing an insurance claim, we all hope for a speedy and efficient process. After all, time is of the essence when you’re dealing with unexpected incidents like property damage. One common question that policyholders often ask is, “How long does an insurance adjuster have to respond to a claim?” Well, fear…
Continue Reading How Long Does an Insurance Adjuster Have to Respond to a Claim?
Dealing with an Insurance Adjuster After Water Damage
Water damage can be a real pain, harming not only your property but also your bank account. Filing a water damage insurance claim can help cover some costs, but dealing with insurance adjusters can be a headache. Don’t worry, though, we’ve got you covered! In this article, we’ll give you some tips on how to…
Continue Reading Dealing with an Insurance Adjuster After Water Damage
Common Types of Commercial Damage and How to File a Claim
Are you a commercial property owner? If so, you know how important it is to protect your investment. But what happens when the unexpected strikes? Commercial property damage can happen in various ways, and you have to be prepared for any eventuality. Picture this: You walk into your office to find that your property has…
Continue Reading Common Types of Commercial Damage and How to File a Claim
What Can You Do if Your Insurance Company Is Stalling?
If everyone were to act in good faith, there wouldn’t be a need to ask – what can you do if an insurance company is stalling? Unfortunately, the world is what it is and insurance companies do intentionally prolong the claims process. Fortunately, you have recourse. In this article, we will explain how you can tell if…
Continue Reading What Can You Do if Your Insurance Company Is Stalling?
What Are Property Damage Claims
Picture this: you’re sitting in your cozy living room, sipping on a warm cup of tea, when suddenly, the ground starts shaking like a scene from a disaster movie. Or maybe you’re sound asleep, dreaming of your next vacation, when a devastating fire breaks out in your kitchen. Or perhaps you come home to find…
How To File Smoke Damage Insurance Claims
If you’ve experienced smoke damage to your property, you’re likely feeling overwhelmed and uncertain about what to do next. But good news: filing smoke damage claims can help cover the costs of repairs and restoration. But we know that filing smoke damage insurance claims is intimidating for many people. That’s why we’ve put together this…
How to Maximize Your Water Damage Claim
Water damage can occur when you least expect it and cause significant financial and emotional stress. From leaky pipes to severe weather, water damage can result in significant damage to your home or property. When disaster strikes, the silver lining is that you may be able to make a claim on your insurance policy to…