Hail Damage

Public Adjusters for Hail Damage Insurance Claims

Unfortunately, natural disasters happen. Having to deal with the aftermath of a hail storm can leave you speechless, wondering: “What the hail?” On top of hailstones causing significant damage to your property, hail damage claims can add more stress to the situation as they are not always easy to file or settle. Don’t worry – we’ve got your back.

We are a Public Adjusting firm equipped with the knowledge and experience to handle your hail damage claim from start to finish effortlessly. The best part? We don’t work for property insurance companies – we work for you and ensure you are fully compensated for the hail damage you’ve suffered.

Looking for savvy public adjusters in your corner to do all the legwork for you? No need to look further – get your hail insurance claim filed and settled in your favor in no time!

Why Hire Us to Handle Your Hail Storm Insurance Claim?

Navigating the hail damage claim process is not a walk in the park and might be too much for you to handle. Some signs of hail damage are apparent; however, the devil’s in the details, and the slight, barely noticeable damage from hail takes a trained eye to spot.

On top of that, property insurance companies may try to downplay or argue the damage suffered from a hail storm and prevent you from getting the settlement you deserve.

When faced with hail damage, hiring a reputable public adjuster is the optimal solution, as they look after your best interests, not the best interests of your insurer. However, there are many factors to consider when choosing a company to work with on your hail damage or any other insurance claim.

The Calm After the Storm: Public Adjusters with Your Best Interest at Heart

At Elite Resolutions, we ensure insurers do good on their promise to protect your property from hail damage and that all insured losses are accounted for and covered.

With over 13 years of experience in the ins and outs of the industry, our experts can move through even the most complex hail damage claims quickly, yet with great attention to detail to avoid missing any of the fine print or hidden coverage in your property insurance policy.

We leave no stone unturned and fight for the fair hail insurance claim settlement you are entitled to under the terms of your policy, even if it involves setting the score straight with previously denied, delayed, or underpaid hail damage claims. Whatever your facing – we’ve got your back.

A Wide Network of Contractors You Can Trust

When your property is struck by hail damage, finding a reliable contractor you can trust is crucial. No one sets out to hire subpar contractors, however, distinguishing top-notch service from a mediocre one can be challenging. Feel free to cross it off your to-do list and leave it to us – you’ve got enough on your plate.

Over the years, we have built tight-knit relationships with some of the leading contractors in the industry. Our network covers various types of contractors to ensure we can help you out no matter the hail damage you’ve suffered. We work with:

Roofing contractors,
Restoration contractors,
Plumbing contractors,
Mitigation contractors,
General contractors,
Electricians.

Whatever the type or extent of damage, we’ll provide you with the best person for the job. Have peace of mind knowing your property is in good hands and that you have one less thing to worry about.

Common Types of Hail Damage

Many homes, businesses, and cars suffer damage from hail storms. Hail damage is, in fact, one of the most common property insurance claims.

A hail storm can come without warning and result in excessive damage to your property depending on the size and speed of the hail – windows can break, holes can be punched in roofs, and other parts of a property can get damaged.

Unlike wind damage, hail damage is a bit more sneaky and not always easy to spot. Here’s what to keep an eye out for to be able to detect and identify any hail damage to your property after a storm:

Cracks or holes in the roof, as well as asphalt shingles or chipped/cracked slate or shake shingles
Broken/ damaged windows or damage to the seal around the windows
Dented, warped or otherwise damaged gutters and downspouts
Dents, nicks, cracks, chips, discoloration, warping and other signs of impact to siding and windowsills
Signs of damage to the surrounding features of your property, including your shed, deck, patio cover, airconditioning units, vehicles, etc.

What to Do After a Hail Storm? Handling Hail Damage Step By Step

When a hail storm pelts a region, it can seem like no property is spared the resulting damage. Homeowners, business owners, and property owners of all kinds are left to clean up the mess and get ready to file their hail insurance claims. However, you might now be familiar with the process or what your next move should be.

Here are the first key steps to take after suffering hail damage to your property:

Document Your Property
A skilled public adjuster will have your back. Still, even the best ones need your help filing a successful hail insurance claim. By documenting and photographing the condition of your home and your belongings as soon as possible after the incident occurs, you can help them fight for a fair settlement with solid evidence.It’s the “secret sauce” to making a quick and complete recovery (and compensation!) in case of hail damage.
File a Hail Insurance Claim
Although you might be eager to file a hail insurance claim and fix hail damage as soon as possible, moving too fast can make you an easy target for hustlers, also known as “storm chasers,” interested in making a quick dollar instead of protecting your rights and prioritizing your interests. On the other hand, waiting to file hail damage claims for too long can lead to delays or your claim getting rejected.Pursuing hail damage insurance claims is not simple. The key is to proceed wisely – act swiftly, yet play smart. If you’re not comfortable with filing your hail damage claim yourself, our experts are here to guide you every step of the way, provide contractors to make realistic estimates for the repair costs, and ensure that you get a fair assessment of the total damage, and the compensation you deserve.
Protect Your Property From Any Further Damage
While waiting for your hail damage claim to get processed or the damage to be assessed, take the necessary steps to protect your property from getting damaged any further.When it’s safe, cover any broken windows or holes in your roof in case of roof hail damage to protect your home’s interior and your belongings. However, don’t start any repairs, as it could hinder your claim.
Let the Experts Handle the Rest
The last step? Sit back and let the public adjusters and other experts involved do what they do best. Hiring skilled and reputable public adjusters such as the ones at Elite Resolution means won’t need to lift a finger or worry about a thing!

We execute – you get paid.

How to File a Claim? Leave It to Us!

What type of damage do you have? *

What best describes the Issue with your Claim? *

How many rooms/parts of house are affected?

Approx. sq. ft. of property:

Date *//

Type of Location: *

Zip code: *

Don’t Let Hail Damage Get the Best of You

Get In Touch

We are never too busy to talk to you or address any of your concerns – contact us any time to schedule a free consultation and learn more about how we can help with your hail damage claim.

Let’s work together!

FAQ

Does Florida Insurance Cover Hail Damage?

In Florida, most homeowners insurance and property insurance policies cover hail damages. However, some policies have a separate deductible for hail damage, so you’ll have to pay a deductible when filing your hail insurance claim. The insurance company might also try to deny, delay, or diminish your claim, which is why hiring a trusted public adjuster is key to ensuring you’re treated and compensated fairly.

Is a Hail Damage Claim Worth It?

If the hail damage you’ve suffered is significant, then yes – you should file a hail storm insurance claim to get compensated for it. If unsure, you can hire independent contractors to see if the damage is worth claiming, as repair costs for minor hail damage often don’t exceed the deductible.

How Long Do You Have to File a Hail Claim in Florida?

In Florida, you have four years from the date of the storm incident to file a homeowners insurance claim by law. However, this time frame might vary depending on the terms of your policy. However, it is highly recommended to file a hail damage claim as soon as possible to preserve more evidence and increase your chances of a fair settlement.

Should I Claim Hail Damage on My Roof?

Whether you should file a roof hail damage claim comes down to the damage and deductible (the amount of money you are responsible for paying toward an insured loss). When a disaster strikes your property, the deductible is subtracted, or “deducted,” from what your insurance pays toward a claim.

So, if the hail damage on your roof is higher than the deductible, you should file a claim. If it’s lower than the deductible – it’s probably not worth it.